I managed to get a few things listed on Amazon yesterday, and I've already sold some of it. After fees and shipping, I've made about $157 toward my $600 goal so far. I'm really excited about this goal because it's big, but it's definitely doable, so I started a progress chart for it in the sidebar. I'll update it this month as I work toward that $600. Only 74% to go!
Other than that, this week has been mostly about finishing up the November budget. I managed to spend $9.45 under budget on gas and $8 under on groceries, so I'll add that to the $270 I'm sending to the AES student loan in a couple of days. If December goes as well as planned, I'll kick that loan off my list before the new year!
Now for the linkage:
- Everything You Ever Really Needed to Know About Personal Finance on the Back of Five Business Cards @ The Simple Dollar - These five points really do boil down the essentials of personal finance.
- Paying As Much As I Possibly Can vs. As Much As I Can Afford @ I've Paid for This Twice Already - I used to do the exact same thing: put a round dollar amount toward the credit card at the end of the month after I'd bought anything I wanted without much thought. My current method of spending as little as possible and putting everything else toward debt is much more effective.
- How to Lead a Mysterious Life @ Brip Blap - I actually like change, so I don't have to force myself to do it most of the time, but these were some good reminders about how change works as a positive force.
- Should You Help People Who Won't Help Themselves? @ The Simple Dollar - My answer to this is a resounding NO. My sister is one of those types of people, and until she's ready to be a responsible and productive member of society, she'll get no help from me.
3 comments:
Thanks for mentioning my post!
the summary you gave isn't exactly what I was describing - paying the amount to debt that I spent on impulsive items was more a "penance" to make myself stop buying impulsively, more than a way to pay down debt effectively. And it was instant, not monthly - I did it as soon as I got home from buying something with cash on impulse through online payment.
It was more a behavior modification than a debt reduction plan, but it did work. And now, as you said, I spend as little as possible and put as much as possible towards debt every month. And onward! lol
Sorry, I guess I didn't mean "exact" same thing, but the basic idea holds true: not buying stuff you don't need lets you put more toward debt. Thanks for clarifying! :)
Thanks for the mention! Actually liking change is half the battle, if not more, but everyone always has limits!
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